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Do I need insurance?

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Do you need workers’ compensation insurance?

Oregon requires most employers to carry workers’ compensation insurance for their employees. If you employ workers in Oregon, you probably need workers’ compensation coverage. Learn more about workers’ compensation insurance, including who needs it, how to buy it, and what happens if you do not have it.

Independent contractor vs. subject worker

Watch this video for help determining whether your workers need coverage.

Return-to-work programs

Oregon has several innovative programs that provide financial incentives to employers to help injured workers get back to work faster. Learn about return-to-work programs.

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Frequently Asked Questions – Riverport and the Assigned Risk Plan, 2017

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