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Out-of-state coverage

Coverage when working out of state

NOTICE: The information below is provided for reference purposes only. It should not be construed as legal advice or interpretation of other states’ laws and rules. The information listed for any particular state may not be up-to-date as statutes, rules, and agreements may have changed. Employers are responsible for understanding and complying with each state’s requirements and should not rely solely on the information below.

Oregon workers’ compensation insurance plans provide benefits for injured Oregon workers. However, when workers are on a temporary assignment in another state and have an on-the-job injury, the Oregon insurance coverage may or may not apply.

If the state has a reciprocal agreement with Oregon, the worker receives the same benefits as if the injury occurred in Oregon. Some reciprocal agreements have restrictions for certain industries or situations.

When there is no such agreement, there is no coverage in place. The employer must buy an insurance policy specific to that state.

State-by-state coverage information is provided below. Reciprocity means that the state has a reciprocity agreement with Oregon and workers on temporary assignment in the state are covered. Extraterritorial provisions means that coverage from the state follows its workers in other states.

If your state does not reciprocate with Oregon, then extraterritorial provisions do not apply in Oregon.

If an Oregon employer opens a permanent location in another state and hires workers, that employer would always have to obtain coverage for that state.



Does not reciprocate



Workers’ Compensation Division
888-877-5670 (toll-free)

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