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Out-of-state coverage

Coverage when working out of state

NOTICE: The information below is provided for reference purposes only. It should not be construed as legal advice or interpretation of other states’ laws and rules. The information listed for any particular state may not be up-to-date as statutes, rules, and agreements may have changed. Employers are responsible for understanding and complying with each state’s requirements and should not rely solely on the information below.

Out of state coverage for Oregon employers

Oregon workers’ compensation insurance provides benefits for injured Oregon workers, including workers on temporary assignment in other states. However, some states still require Oregon employers to obtain special coverage for workers on temporary assignment.

Whether an Oregon employer needs special coverage depends on whether the other state has reciprocity with Oregon.

When Oregon and another state have reciprocity, employers from Oregon do not have to obtain special coverage for workers on temporary assignment in the other state. Workers who are injured on temporary assignment in a reciprocating state are only entitled to benefits under the workers’ compensation laws of Oregon. Some states that reciprocate with Oregon have restrictions for certain industries or situations. When a state does not have reciprocity with Oregon, an Oregon employer is usually required to buy an insurance policy specific to that state to cover workers on temporary assignment.

State-by-state coverage and contact information is provided below. If you are an Oregon employer who intends to temporarily assign workers to another state, you should go to that state’s website or contact its workers’ compensation agency directly to learn more about the requirements you must meet. You should also contact your insurer before beginning work in the other state.

Reciprocity only applies to workers on temporary assignment. If an Oregon employer opens a permanent location in another state and hires workers, that employer would always have to obtain coverage in accordance with the laws of that state.

Oregon coverage for out-of-state employers

An out-of-state employer who temporarily assign workers to Oregon must obtain Oregon workers’ compensation coverage, unless the employer has extraterritorial coverage from their home state and that state exempts Oregon workers with extraterritorial coverage. Extraterritorial coverage is coverage obtained under the laws of one state that extends to workers who are temporarily assigned to other states.

If an out-of-state employer opens a permanent location in Oregon and hires workers, that employer must always obtain Oregon workers’ compensation coverage.

If you are unsure whether you are required to obtain coverage for workers on temporary assignment in Oregon, please contact WCD or your own state’s workers’ compensation agency.

Reciprocal agreements

Oregon has agreements with several states which affect how claims for out-of-state injuries are handled. When one of these agreements is in place, it is noted in the information for that state.

Reciprocates

Industrial Commission of Arizona
Industrial Commission ALJ Division
800 W Washington St.
Phoenix, AZ 85007-2922

602-542-4661
Claims@azica.gov
http://www.ica.state.az.us/

Arkansas Workers' Compensation Commission
324 S Spring St.
P.O. Box 950
Little Rock, AR 72203-0950

800-622-4472 (toll-free)
501-682-3930
Info@awcc.state.ar.us
http://www.awcc.state.ar.us/index.html​

​We are currently reviewing our reciprocity information for this state. If you are an Oregon employer, we recommend you contact the state’s workers’ compensation agency before beginning work in Arkansas.

California Division of Workers' Compensation
1515 Clay St. 17th floor
Oakland, CA 94612

800-736-7401 (toll-free)
dwc@dir.ca.gov
http://www.dir.ca.gov/dwc/dwc_home_page.htm


Florida Department of Financial Services Division of Workers' Compensation
200 East Gaines St.
Tallahassee, FL 32399-4220

800-742-2214 (toll-free)
850-413-1609
Workers.CompService@myfloridacfo.com
http://www.myfloridacfo.com/division/wc/


Workers' Compensation Board of Indiana (WCBI)
402 W. Washington St.
IGCS Room: W196
Indianapolis, IN 46204

800-824-COMP (toll-free)
317-232-3808
http://www.in.gov/wcb/​

​We are currently reviewing our reciprocity information for this state. If you are an Oregon employer, we recommend you contact the state’s workers’ compensation agency before beginning work in Indiana.​​​​

Kentucky Department of Workers' Claims
Prevention Park
657 Chamberlin Ave.
Frankfort, KY 40601

502-564-5550
Department of Workers' C​laims
https://labor.ky.gov/comp/Pages/default.aspx​


Louisiana Workforce Commission Office of Workers' Compensation
P.O. Box 94040
Baton Rouge, LA 70804-9040

225-342-7555
owca@lwc.la.gov
http://www.laworks.net/workerscomp/owc_mainmenu.asp

We are currently reviewing our reciprocity information for this state. If you are an Oregon employer, we recommend you contact the state’s workers’ compensation agency before beginning work in Louisiana.​

Workers' Compensation Board
General Counsel's Office
27 State House Station
Augusta, ME 04333

888-801-9087 (toll-free)
207-287-3751
http://www.maine.gov/wcb/

Workers' Compensation Commission
10 East Baltimore St.
Baltimore, MD 21202-1641

410-468-2000
http://www.mdinsurance.state.md.us
http://www.wcc.state.md.us/

Minnesota Labor and Industry
Special Compensation Fund - Insurance verification
443 Lafayette Road
St. Paul, MN 64229

800-342-5354 (toll-free)
651-284-5032
dli.mn.gov/business/workers-compensation-businesses

Mississippi Workers' Compensation Commission
P.O. Box 5300
Jackson, MS 39296-5300

866-473-6922 (toll-free)
601-987-4200
http://www.mwcc.state.ms.us

Nevada Division of Industrial Relations Workers' Compensation Section, Employer Compliance Unit
400 W. King St. #400
Carson City, NV 89703

775-684-7270
http://dir.nv.gov/WCS/home/

Workers' Compensation Court
1915 N Stiles
Oklahoma, City OK 73105

855-291-3612  (toll-free)
405-522-3222
http://ok.gov/wcc/

We are currently reviewing our reciprocity information for this state. If you are an Oregon employer, we recommend you contact the state’s workers’ compensation agency before beginning work in Oklahoma​.

Workers' Compensation Division
P.O. Box 14480
Salem, OR 97309-0405

503-947-7815
wcd.employerinfo@oregon.gov

​​

Bureau of Workers' Compensation
Compliance Section
1171 South Cameron St.
Harrisburg, PA 17104-2501

717-783-3567
ra-li-bwc-helpline@pa.gov
http://www.dli.pa.gov/Businesses/Compensation/Pages/default.aspx#.Vwbxf9Tn-JB

RI Dept. of Labor & Training
Workers' Comp Unit
1511 Pontiac Ave.
P.O. Box 20190
Cranston, RI 02920-0629

401-462-8100
DLT.WCEdcUnit@dlt.ri.gov
http://www.dlt.ri.gov/wc/

We are currently reviewing our reciprocity information for this state. If you are an Oregon employer, we recommend you contact the state’s workers’ compensation agency before beginning work in Rhode Island​.

Division of Labor and Management
Missouri River Plaza
123 West Missouri
Pierre, SD 57501-2291

605-773-3101
email
http://dlr.sd.gov/insurance/workers_compensation.aspx​

Workers' Compensation Division
Tennessee Department of Labor and Workforce Development
220 French Landing Dr.
Nashville, TN 37243-1002

615-532-4812
wc.info@tn.gov
https://www.tn.gov/workforce/section/injuries-at-work

Texas Department of Insurance
Division of Workers' Compensation
7551 Metro Center Suite 100
Austin, TX 78744

800-252-3439  HelpLine (toll-free)
800-372-7713 Main office (toll-free)
800-252-7031, Option 1 customer service
http://www.tdi.texas.gov/wc/index.html

We are currently reviewing our reciprocity information for this state. If you are an Oregon employer, we recommend you contact the state’s workers’ compensation agency before beginning work in Texas​.

Labor Commission of Utah
Extraterritorial Compliance
P.O. Box 146610
Salt Lake City, UT 84114-6610

801-530-6800
iaccd@utah.gov
http://www.laborcommission.utah.gov/divisions/IndustrialAccidents/

Department of Labor
Workers' Compensation & Safety Division
5 Green Mountain Dr.
PO Box 488
Montpelier, VT 05601-0488

802-828-2286
Labor.WCComp@vermont.gov
http://labor.vermont.gov/workers-compensation/

We are currently reviewing our reciprocity information for this state. If you are an Oregon employer, we recommend you contact the state’s workers’ compensation agency before beginning work in Vermont​.

State of Wyoming
Department of Workforce Services
The Division of Worker's Compensation
1510 East Pershing Blvd. South Wing
Cheyenne, WY 82002

307-777-6763
http://www.wyomingworkforce.org/businesses/workerscomp/

Restrictions

Alabama Workers' Compensation Division
649 Monroe St.
Montgomery, AL 36131

800-528-5166 (toll-free)
334-242-2868
https://labor.alabama.gov/wc/

​We are currently reviewing our reciprocity information for this state. If you are an Oregon employer, we recommend you contact the state’s workers’ compensation agency before beginning work in Alabama.​

State Board of Workers' Compensation
270 Peachtree St. NW
Atlanta, GA 30303-1299

800-533-0682 (toll-free)
404-651-7839
https://sbwc.georgia.gov/divisions-offices

Idaho Industrial Commission
Employer Compliance Department
P.O. Box 83720
Boise, ID 83720-0041

208-334-6060
suretyrequest@iic.idaho.gov
http://www.iic.idaho.gov/​

Oregon has a formal agreement​ with Idaho which affects how claims are handled when workers are hired in one state and injured in the other.

Montana Department of Labor & Industry
Employment Relations Division
P.O. Box 8011
Helena, MT 59604-8011

406-444-6543
http://erd.dli.mt.gov/work-comp-regulations

We are currently reviewing our reciprocity information for this state. If you are an Oregon employer, we recommend you contact the state’s workers’ compensation agency before beginning work in Montana.​​

Workforce Safety & Insurance
1600 East Century Ave., Suite 1
P.O. Box 5585
Bismarck, ND 58506

800-777-5033 (toll-free)
ndwsi@nd.gov
https://www.workforcesafety.com/

Oregon has a formal agreement​ with North Dakota which affects how claims are handled when workers are hired in one state and injured in the other.

Bureau of Workers' Compensation
30 West Spring St., Level 26
Columbus, OH 43215

800-644-6292 (toll-free)
https://www.bwc.ohio.gov/

Washington State Dept. of Labor & Industries
Employer Services Program
Insurance Services Division
P.O. Box 44148
Olympia, WA 98504-4148

360-902-4817
http://www.lni.wa.gov/

Oregon has a formal agreement​ with Washington which affects how claims are handled when workers are hired in one state and injured in the other.

Office of the Insurance Commissioner
Employer Coverage Division
P.O. Box 11682
Charleston, WV 25339-1682

304-558-6279, ext. ​1202
http://www.wvinsurance.gov/WorkersCompensation.aspx

Does not reciprocate

Alaska Division of Workers' Compensation
Workers' Compensation Division
1111 W 8th St., Room 305
Juneau AK 99801

Mailing:
P.O. Box 115512
Juneau AK 99811-5512

877-783-4980 (toll-free)
907-465-2790
workerscomp@alaska.gov
http://labor.alaska.gov/wc/home.htm

Colorado Division of Workers' Compensation
Insurance Programs
633 17th St., Suite ​400
Denver, CO 80202

888-390-7936 (toll-free)
303-318-8700
https://www.colorado.gov/pacific/cdle/dwc

Connecticut Workers' Compensation Commission
Capitol Place
21 Oak St., Fourth Floor
Hartford, CT 06106

800-223-9675 (toll-free)
860-493-1500
wcc.chairmansoffice@po.state.ct.us
http://wcc.state.ct.us/

Delaware Department of Labor
Division of Industrial Affairs
Office of Workers' Compensation
4425 North Market St.
Wilmington, DE 19802

302-761-8200
http://dia.delawareworks.com/workers-comp

Office of Workers' Compensation
64 New York Ave. NE
Washington, D.C. 20002

202-671-1000
does@dc.gov
http://does.dc.gov/page/workers-compensation-does

Department of Labor & Industrial Relations
Disability Compensation Division
830 Punchbowl St., Room 209
Honolulu, HI 96813

808-586-9158
http://labor.hawaii.gov/dcd/wc-links/

Illinois Workers' Compensation Commission
100 West Randolph St., Suite 8-200
Chicago, IL 60601

312-814-6611
wcc.infoquestions@illinois.gov
http://www.iwcc.il.gov/

Division of Workers' Compensation
Compliance
1000 East Grand Ave.
Des Moines, IA 50319-0209

800-JOB-IOWA (toll-free)
515-281-5387
IWD.DWC@iwd.iowa.gov
http://www.iowaworkcomp.gov/

Kansas Division of Workers' Compensation
Compliance Section
401 SW Topeka Blvd., Ste. 2
Topeka, KS 66603

785-296-4000
wc@dol.ks.gov
http://www.dol.ks.gov/workcomp/Default.aspx

Department of Industrial Accidents
Office of Chief Legal Counsel
1 Congress St., Suite 100
Boston, MA 02114

800-323-3249 (toll-free)
617-727-4900
Info2@massmail.state.ma.us
http://www.mass.gov/lwd/workers-compensation/

State of Michigan Workers' Compensation Agency
Compliance & Employer Records Division
P.O. Box 30016
Lansing, MI 48909

888-396-5041 (toll-free)
wcinfo@michigan.gov
https://www.michigan.gov/wca

Division of Workers' Compensation
Fraud and Noncompliance Unit
P.O. Box 1009
Jefferson City, MO 65102-1009

800-775-2667 (toll-free)
573-751-4231
workerscomp@labor.mo.gov
http://labor.mo.gov/dwc

Nebraska Workers' Compensation
Court Legal Section
P.O. Box 98908
Lincoln, NE 68509

800-599-5155​​ (toll-free)
402-471-6455
http://www.wcc.ne.gov

State of New Hampshire
Workers' Compensation Division
95 Pleasant St.
Concord, NH 03301

800-272-4353 (toll-free)
603-271-3176
https://www.nh.gov/labor/workers-comp/index.htm​

New Jersey Department of Labor & Workforce Development
Division of Workers' Compensation
John Fitch Way, 6th floor
P.O. Box 381
Trenton, NJ 08625-0381

609-292-2515
dwc@dol.nj.gov
https://www.nj.gov/labor/wc/wc_index.html

Workers' Compensation Administration
P.O. Box 27198
Albuquerque, NM 87125

505-841-6000
https://workerscomp.nm.gov/

Workers' Compensation Board of NYS
328 State St.
Schenectady, NY 12305

877-632-4996 (toll-free)
general_information@wcb.ny.gov
http://www.wcb.ny.​gov/

Industrial Commission
Dobbs Building Sixth Floor
430 N Salisbury St.
Raleigh, NC 27611

800-688-8349 (toll-free)
919-807-2501
infospec@ic.nc.gov
http://www.ic.nc.gov/

South Carolina Workers' Compensation Commission
P.O. Box 1715
Columbia, SC 29202-1715

803-737-5700
https://wcc.sc.gov

Workers' Compensation Commission
1000 DMV Dr.
Richmond, VA 23220

877-664-2566 (toll-free)
Questions@workcomp.virginia.gov
http://www.vwc.state.va.us/

Workers' Compensation Division
P.O. Box 7901
Madison, WI 53707-7901

608-266-1340
wcadmin@dwd.wisconsin.gov
https://dwd.wisconsin.gov/wc/

​​

​Contact

Workers’ Compensation Division
888-877-5670 (toll-free)
503-947-7815
wcd.employerinfo@oregon.gov​

Business Identification Number
503-947-7589

Employer coverage indexing
503-947-7814​

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