Coverage when working out of state
NOTICE: The information below is provided for reference purposes only. It should not be construed as legal advice or interpretation of other states’ laws and rules. The information listed for any particular state may not be up-to-date as statutes, rules, and agreements may have changed. Employers are responsible for understanding and complying with each state’s requirements and should not rely solely on the information below.
Out of state coverage for Oregon employers
Oregon workers’ compensation insurance provides benefits for injured Oregon workers, including workers on temporary assignment in other states. However, some states still require Oregon employers to obtain special coverage for workers on temporary assignment.
Whether an Oregon employer needs special coverage depends on whether the other state has reciprocity with Oregon.
When Oregon and another state have reciprocity, employers from Oregon do not have to obtain special coverage for workers on temporary assignment in the other state. Workers who are injured on temporary assignment in a reciprocating state are only entitled to benefits under the workers’ compensation laws of Oregon. Some states that reciprocate with Oregon have restrictions for certain industries or situations. When a state does not have reciprocity with Oregon, an Oregon employer is usually required to buy an insurance policy specific to that state to cover workers on temporary assignment.
State-by-state coverage and contact information is provided below. If you are an Oregon employer who intends to temporarily assign workers to another state, you should go to that state’s website or contact its workers’ compensation agency directly to learn more about the requirements you must meet. You should also contact your insurer before beginning work in the other state.
Reciprocity only applies to workers on temporary assignment. If an Oregon employer opens a permanent location in another state and hires workers, that employer would always have to obtain coverage in accordance with the laws of that state.
Oregon coverage for out-of-state employers
An out-of-state employer who temporarily assign workers to Oregon must obtain Oregon workers’ compensation coverage, unless the employer has extraterritorial coverage from their home state and that state exempts Oregon workers with extraterritorial coverage. Extraterritorial coverage is coverage obtained under the laws of one state that extends to workers who are temporarily assigned to other states.
If an out-of-state employer opens a permanent location in Oregon and hires workers, that employer must always obtain Oregon workers’ compensation coverage.
If you are unsure whether you are required to obtain coverage for workers on temporary assignment in Oregon, please contact WCD or your own state’s workers’ compensation agency.
Reciprocal agreements
Oregon has agreements with several states which affect how claims for out-of-state injuries are handled. When one of these agreements is in place, it is noted in the information for that state.
Reciprocates
Arkansas Workers' Compensation Commission
324 S Spring St.
P.O. Box 950
Little Rock, AR 72203-0950
800-622-4472 (toll-free)
501-682-3930
Info@awcc.state.ar.us
http://www.awcc.state.ar.us/index.html
We are currently reviewing our reciprocity information for this state. If you are an Oregon employer, we recommend you contact the state’s workers’ compensation agency before beginning work in Arkansas.
Workers' Compensation Board of Indiana (WCBI)
402 W. Washington St.
IGCS Room: W196
Indianapolis, IN 46204
800-824-COMP (toll-free)
317-232-3808
http://www.in.gov/wcb/
We are currently reviewing our reciprocity information for this state. If you are an Oregon employer, we recommend you contact the state’s workers’ compensation agency before beginning work in Indiana.
Louisiana Workforce Commission Office of Workers' Compensation
P.O. Box 94040
Baton Rouge, LA 70804-9040
225-342-7555
owca@lwc.la.gov
http://www.laworks.net/workerscomp/owc_mainmenu.asp
We are currently reviewing our reciprocity information for this state. If you are an Oregon employer, we recommend you contact the state’s workers’ compensation agency before beginning work in Louisiana.
Workers' Compensation Board
General Counsel's Office
27 State House Station
Augusta, ME 04333
888-801-9087 (toll-free)
207-287-3751
http://www.maine.gov/wcb/
Mississippi Workers' Compensation Commission
P.O. Box 5300
Jackson, MS 39296-5300
866-473-6922 (toll-free)
601-987-4200
http://www.mwcc.state.ms.us
Nevada Division of Industrial Relations Workers' Compensation Section, Employer Compliance Unit
400 W. King St. #400
Carson City, NV 89703
775-684-7270
http://dir.nv.gov/WCS/home/
Workers' Compensation Court
1915 N Stiles
Oklahoma, City OK 73105
855-291-3612 (toll-free)
405-522-3222
http://ok.gov/wcc/
We are currently reviewing our reciprocity information for this state. If you are an Oregon employer, we recommend you contact the state’s workers’ compensation agency before beginning work in Oklahoma.
RI Dept. of Labor & Training
Workers' Comp Unit
1511 Pontiac Ave.
P.O. Box 20190
Cranston, RI 02920-0629
401-462-8100
DLT.WCEdcUnit@dlt.ri.gov
http://www.dlt.ri.gov/wc/
We are currently reviewing our reciprocity information for this state. If you are an Oregon employer, we recommend you contact the state’s workers’ compensation agency before beginning work in Rhode Island.
Texas Department of Insurance
Division of Workers' Compensation
7551 Metro Center Suite 100
Austin, TX 78744
800-252-3439 HelpLine (toll-free)
800-372-7713 Main office (toll-free)
800-252-7031, Option 1 customer service
http://www.tdi.texas.gov/wc/index.html
We are currently reviewing our reciprocity information for this state. If you are an Oregon employer, we recommend you contact the state’s workers’ compensation agency before beginning work in Texas.
Department of Labor
Workers' Compensation & Safety Division
5 Green Mountain Dr.
PO Box 488
Montpelier, VT 05601-0488
802-828-2286
Labor.WCComp@vermont.gov
https://labor.vermont.gov/contact-us-
We are currently reviewing our reciprocity information for this state. If you are an Oregon employer, we recommend you contact the state’s workers’ compensation agency before beginning work in Vermont.
Restrictions
Alabama Workers' Compensation Division
649 Monroe St.
Montgomery, AL 36131
800-528-5166 (toll-free)
334-242-2868
https://labor.alabama.gov/wc/
We are currently reviewing our reciprocity information for this state. If you are an Oregon employer, we recommend you contact the state’s workers’ compensation agency before beginning work in Alabama.
Montana Department of Labor & Industry
Employment Relations Division
P.O. Box 8011
Helena, MT 59604-8011
406-444-6543
http://erd.dli.mt.gov/work-comp-regulations
We are currently reviewing our reciprocity information for this state. If you are an Oregon employer, we recommend you contact the state’s workers’ compensation agency before beginning work in Montana.
Workforce Safety & Insurance
1600 East Century Ave., Suite 1
P.O. Box 5585
Bismarck, ND 58506
800-777-5033 (toll-free)
ndwsi@nd.gov
https://www.workforcesafety.com/
Oregon has a formal agreement with North Dakota which affects how claims are handled when workers are hired in one state and injured in the other.
Bureau of Workers' Compensation
30 West Spring St., Level 26
Columbus, OH 43215
800-644-6292 (toll-free)
https://www.bwc.ohio.gov/
Washington State Dept. of Labor & Industries
Employer Services Program
Insurance Services Division
P.O. Box 44148
Olympia, WA 98504-4148
360-902-4817
http://www.lni.wa.gov/
Oregon has a formal agreement with Washington which affects how claims are handled when workers are hired in one state and injured in the other.
Does not reciprocate
Nebraska Workers' Compensation
Court Legal Section
P.O. Box 98908
Lincoln, NE 68509
800-599-5155 (toll-free)
402-471-6455
http://www.wcc.ne.gov
South Carolina Workers' Compensation Commission
P.O. Box 1715
Columbia, SC 29202-1715
803-737-5700
https://wcc.sc.gov